Tag Archives: subcontractor liability insurance

Looking for Work as a Commercial Contractor? Make Sure You’re Certified!

A person looking to find work as a certified contractor must first ensure he gets the required certification from his specific state. Each single state has its own prerequisites and rules that must be fulfilled before one gets certified as a contractor. A key requirement for all contractors is that they must pass the state exam. If a contractor happens to move to another state, he is required to sit for the state exam in that particular state before he can start working as a contractor there. While a contractor is not required to be certified in all the different states before he or she can begin practicing as a contractor, it is advisable to do so as he will be able to get more work when he or she is certified in various states. Read more.

Finding a Contractor: Subcontractor’s Insurance Recommendations

Scenario: John shows up to work one morning at a construction site and the first thing he does is trip over an extension cord. He hits his head on a concrete floor. He must go to the hospital for stitches, possibly sustains a concussion and might be held overnight for observation for lasting or permanent brain damage.

If John works for a subcontractor, who is liable: the subcontractor, the primary contractor, or the company employed to fix a hole in the wall? Chances are, each of them will be sued. All of them may very well have to pay damages. Read more.